Warm, hearty chili cheese dip with seasoned beef and melted cheese is a high protein, family-favorite party essential. This bold, indulgent dip is a game-day tradition everyone craves.
Brown the ground beef in a skillet over medium-high heat, breaking it up and cooking until fully cooked with no pink remaining, about 5 minutes.
Reduce the heat to medium, add chili powder, cumin, salt, black pepper, and garlic powder. Stir until the spices are evenly distributed and fragrant, about 1 minute.
Add canned chili beans and diced tomatoes to the skillet. Stir and simmer on medium for 5 minutes to blend flavors.
Reduce heat to low and stir in the cream cheese until melted and fully incorporated, creating a creamy base.
Gently fold in shredded cheddar cheese, reserving a handful for topping. Continue stirring on low heat until all cheese is melted and dip is thick and bubbling.
Transfer dip to a serving dish, sprinkle reserved cheddar cheese on top, and serve warm with tortilla chips or crackers.