Rich, velvety loaded queso dip with seasoned beef and peppers is a high protein, family-favorite party appetizer. This warm, cheesy crowd-pleaser is irresistible with tortilla chips.
Brown the ground beef in a skillet over medium-high heat until fully cooked, about 6–8 minutes, breaking it up as it cooks.
Add the jalapeños, red bell pepper, and green onion to the skillet; sauté for 3–5 minutes until softened and fragrant.
Lower the heat to medium; stir in chili powder, cumin, kosher salt, and black pepper, cooking for an additional minute to bloom the spices.
Add cream cheese and milk; gently stir until cream cheese is melted and the mixture is smooth.
Gradually sprinkle in the cheddar and Monterey Jack cheeses, stirring continuously until the cheeses fully melt and the dip reaches a velvety, thick consistency. Serve warm with tortilla chips.